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Debt Recovery

Guide: How to Recover Debts from B2B Contracts

Andrei Ionescu 09 May 2026

Practical steps for recovering an unpaid invoice: payment demand, payment order, enforcement. When to use each tool and what the approximate costs are.

Why timing matters

The longer you wait past the due date, the lower the recovery rate. Statistically, amicable recovery succeeds within the first 90 days in over 70% of cases.

Recommended steps

1. Formal payment demand (amicable)

  • Cost: minimal (lawyer drafting)
  • Deadline: 15 days
  • Includes: amount, due date, payment request, consequences of non-payment

2. Payment order (judicial)

  • Special summary procedure (1–2 months)
  • Reduced stamp duty
  • Applies only to certain, liquid and due debts

3. Enforcement proceedings

  • After obtaining an enforcement title (court judgment, notarial deed, order)
  • Via a court bailiff
  • Bank account garnishment, asset seizure

Indicative costs

They vary depending on complexity. We provide a written estimate before accepting the mandate.

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